Super Visa insurance is made to cover the parents and grandparents of Canadian citizens or permanent residents (PR). Who want to travel to Canada and plan to stay for a certain duration; usually up to two years, without needing to renew their visa status.

A government requirement for getting a super visa is proof of Canadian medical insurance coverage, for a period of at least one year and for a minimum coverage amount of $100,000 to be submitted with the application.

In order for a parent or grandparent to obtain a Super Visa for Canada, they must firstly have a valid emergency medical travel insurance that was purchased from a Canadian insurance company. When submitting their Super Visa application, applicants need to provide proof that they have an emergency medical travel insurance that also:

• Has been valid for a at least 1 year.
• That covers hospitalization, emergency medical care and repatriation.
• Has a minimum coverage of $100,000 CAD for emergency medical coverage.
• Become Valid for each entry to Canada and available for review by a port of entry officer.

Great News for Super Visa Insurance !! Installment Payments Accepted Again by IRCC - Wednesday, December 7, 2022 . Effective Immediately, IRCC will once again accept Visitor To Canada Insurance submitted with Super Visa applications when the insurance has been paid for using the Monthly Payment Plan.

Super Visa Insurance for parents and grandparents: Super Visa insurance is made to cover the parents and grandparents of Canadian citizens or permanent residents (PR). Who wants to travel to Canada and plan to stay for a certain duration; usually up to five years,without needing to renew their visa status. The government requirement for getting a Super visa is proof of Canadian medical insurance coverage, for a period of at least one year and for a minimum coverage amount of $100,000 to be submitted with the application.In order for a parent or grandparent to obtain a Super Visa for Canada, they must firstly have a valid emergency medical travel insurance that was purchased from a Canadian insurance company. When submitting their Super Visa application, applicants need to provide proof that they have an emergency medical travel insurance that also has been valid for at least one year. That covers hospitalization, emergency medical care and repatriation.Has a minimum coverage of $100,000 CAD for emergency medical coverage.Become Valid for each entry to Canada and available for review by a port of entry officer.

The Amazing Monthly Payment Plan Option that was again approved by the IRCC on December 7 2022 : Instead of having to pay the full entire premium sum for the whole year up front. There is an option that will allow you to pay only a two-month deposit and a $50 policy fee. Your application will then be put as “pending” until it is approved BUT the government will receive the policy as paid in full, it will mention a monthly payment plan on the policy. You will activate the policy after your application was approved and your family member bought a flight ticket to come to Canada . If it isn't approved the payments of the two months will be refunded to you. The $50 dollar policy fee will not be refunded. By using this method, you don't need to worry about paying the entire premium sum for the whole year up front. with the Monthly Payment plan Super Visa Insurance option you only pay a two-month deposit and a $50 policy fee as mentioned above.By using this method, you don't need to worry about rescheduling travel dates as you wait for the visa application to be approved; the dates are flexible and can be changed as needed. Another benefit of this monthly plan is that if an individual decides to return home before the end of the policy. They will receive an early return refund that will be given even if there was a claim.

Medical Stability Period- Each insurance company has its own “medical stability period” for a pre-existing medical condition. The stability period requires a pre-existing medical condition to be stable for a specific period, before applying to insurance in order for it to be covered.For example, if a client had a knee surgery four month ago and he has been stable for 2 months. In order to be covered for the knee abroad you must choose an insurance company that will provide you with a medical stability period that is two months or less. Different companies have different stability periods, therefore it's absolutely crucial to openly discuss your health in order to find the right insurance company for your needs. Any changes to your medication during your stability period can be considered a change in treatment, therefore you will not be covered for any unexpected emergencies related to that medication if you choose the wrong stability period and the wrong insurance company.Some companies allow you to choose the stability period that suits your needs however some will not. Insurance by Mira will help ensure that your pre-existing medical conditions are fully covered and that nothing will surprise you.Insurance by Mira Glinauer will find you the best insurance company and will fully secure your trip. Making sure that your stability period is long enough to cover all of your medical conditions and providing you with financial peace of mind. For more information please call (647) 705 - 7443 or email : insurancebymira@gmail.com

Click here for the government link to Super-Visa:https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa.html

Who can Buy the Monthly Payment Insurance Plan ?

If you are already in Canada, the monthly payment plan may still be purchased or renewed. Visitors on the way to Canada or already in Canada, International Students, workers, nannies CAN PURCHASE the Annual Policy with the Monthly Payment Plan FOR up to 2 years .The great benefits of the monthly payment plan is that it may be canceled and the monthly payments will be stopped if : You received the governmental health card from your province OR you are going back home earlier than you planned . The refund and Cancellation of the medical insurance policy with the monthly payment plan is available EVEN if you had claims.