Super Visa Insurance Guide for Canadians: Bringing Parents & Grandparents to Canada

Canadians sponsoring parents and grandparents for extended visits need Super Visa insurance to meet IRCC requirements. This guide helps Canadian citizens and permanent residents understand Super Visa insurance in Canada, coverage options, and how to bring your family safely.

What is Super Visa Insurance for Canadians?

Super Visa insurance is mandatory emergency medical coverage when sponsoring parents or grandparents under Canada's Super Visa program. As a Canadian citizen or PR, you can invite your parents and grandparents to stay for up to five years per visit—but IRCC requires proof of Canadian medical insurance before approving the application.

Super Visa insurance Canada protects your family members from costly healthcare bills while visiting. Since provincial health plans (OHIP, MSP, RAMQ, etc.) do not cover visitors, Super Visa medical insurance is essential.

IRCC Super Visa Insurance Requirements

To satisfy IRCC Super Visa requirements, your Super Visa insurance must:

• Provide minimum $100,000 CAD emergency medical coverage
• Be valid for at least one year from the date of entry
• Cover hospitalization, emergency medical care, and repatriation
• Be purchased from a Canadian insurance company
• Be valid for each entry and available for border officer review

Canadian Super Visa insurance providers offer plans that meet all IRCC requirements with options for different ages and health conditions.

Super Visa for Parents and Grandparents: Who Qualifies?

The Super Visa is available to parents and grandparents of Canadian citizens or permanent residents who meet sponsorship criteria. As the sponsor, you must:

• Prove you meet the minimum income requirement (LICO)
• Provide a signed承诺 of financial support
• Have Super Visa insurance in place before applying

Super Visa insurance for parents and Super Visa insurance for grandparents is available for applicants up to age 89, with many plans requiring no medical questionnaire for basic coverage.

Choosing Super Visa Insurance in Canada

When comparing Super Visa insurance quotes in Canada, consider:

• Age of your parent or grandparent—premiums vary by age
• Pre-existing conditions—check the medical stability period each insurer requires
• Coverage limits—$100,000 is the minimum; higher limits provide more protection
• Monthly payment plan—IRCC accepts the Super Visa monthly payment plan (pay a two-month deposit instead of the full year upfront)
• Canadian insurance provider—ensure the company is licensed in Canada

Insurance by Mira helps Canadian families find the right Super Visa insurance for their parents and grandparents at competitive rates.

Super Visa Insurance Cost in Canada

Super Visa insurance cost in Canada depends on the applicant's age, coverage level, and health. Typical annual premiums range from approximately $1,500 to $4,000+ for a 65-year-old. The Super Visa monthly payment plan lets Canadian sponsors pay over time instead of one large upfront premium—and IRCC accepts it for applications.

Conclusion

Super Visa insurance enables Canadian citizens and PRs to reunite with parents and grandparents for extended stays. Understanding IRCC requirements, comparing Super Visa insurance quotes from Canadian providers, and choosing the right coverage ensures your family is protected.

For help finding Super Visa insurance for your parents or grandparents in Canada, contact Insurance by Mira at (647) 705-7443 or insurancebymira@gmail.com.